Some money is meant to stay.
Savings holds what you're setting aside, so it can grow separately from what you spend.
Extended FDIC Insurance Available.1 Consumer accounts are available to Maine and New Hampshire residents only.
Not every dollar needs to be spent.
Account Pairings
For purchases, bills, direct deposit, and the money you use.
For emergency funds, planned expenses, and money you'd like to keep within reach.
Savings is where money waits until you need it.
Find the savings account that fits your goals.
Savings you can reach whenever you need it.
A competitive rate for money you're building over time.
Set aside pre-tax money for healthcare, and earn while it sits.
Built around how money is actually used.
Talk it through with someone local.
Different dollars belong in different places. If you want a second set of eyes on yours, talk it through with someone local.
* Annual Percentage Yield (APY)
1 FDIC Insurance: Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per insured bank, for each account ownership category. Extended FDIC insurance available for deposits over $250,000.
2 Early direct deposit depends on timing. Earlier availability is subject to payer providing payment information and ability to support the feature.
3 Free nationwide ATM access: Must accept disclosed fee and the foreign ATM charge will be refunded to you within 3 business days.
4 Propel Preferred Savings: Annual Percentage Yield (APY) is effective as of 9/15/2026. To earn the preferred rate of 2.716% and APY of 2.75% on Propel Preferred Savings, you must open and have an active Propel Premier Checking account. If the Propel Premier Checking is not active, the rate on the Propel Preferred Savings account will default to 0.05% APY. Propel Premier Checking is considered active by meeting two of the following during the monthly statement cycle: (1) maintain a $5,000 average daily balance, (2) receive a total of $1,000 or more in direct deposits, or (3) complete 10 debit card transactions that post and settle within the monthly statement cycle. Propel Preferred Savings requires a $50 minimum deposit to open (50% of funding source must be money that is not on deposit with Northeast Bank). A minimum daily balance of $0.01 is required in the Propel Preferred Savings account to earn the stated APY. Rates may change at any time after account opening. Fees could reduce earnings, see our Schedule of Fees. Propel Premier Checking requires a $100 minimum deposit to open (50% of funding source must be money that is not on deposit with Northeast Bank). Offer may be withdrawn at any time. Consumer accounts are available to Maine and New Hampshire residents only.
5 Certificates of Deposit (CDs): Annual Percentage Yields (APYs) are effective as of 9/15/2026. All CD terms offered by Northeast Bank require a $5,000 minimum deposit to open. Opening deposit must be new money. New money is defined as money that is not on deposit with Northeast Bank. A minimum daily balance of $0.01 is required to earn the stated APYs. Early withdrawal penalties may apply. Fees could reduce earnings on the account, see our Schedule of Fees. Offer may be withdrawn at any time. Consumer accounts are available to Maine and New Hampshire residents only.
6 Growth Savings: Annual Percentage Yield (APY) is effective as of 9/15/2026. Growth Savings Account requires a $2,500 deposit to open. This account requires 50% of the opening deposit to be new money. New money is defined as money that is not on deposit with Northeast Bank. Minimum daily balances of $0.01 - $249,999.99 earn 3.00% APY; minimum daily balances of $250,000.00 and over earn 3.50% APY. Rates may change at any time after account opening. Fees could reduce earnings, see our Schedule of Fees. Consumer accounts are available to Maine and New Hampshire residents only.
7 Health Savings Account: Annual Percentage Yield (APY) are effective as of 9/15/2026. The interest rate and APY may change at any time after account opening. A minimum daily balance of $.01 is required to earn stated APY. Fees could reduce earnings. A single rate of interest is paid on the entire principal balance determined by the level of the principal balance daily. For a full explanation of fees, please refer to our Schedule of Fees.
8 Propel Relationship CDs: Annual Percentage Yields (APYs) are effective as of 9/15/2026; the Propel Relationship CDs include an additional 0.15% APY and are only available when customer opens or already has a Propel Premier Checking Account and Propel Preferred Savings Account. The advertised CD terms require a $5,000 minimum deposit to open. Opening deposit must be new money. New money is defined as money that is not on deposit with Northeast Bank. A minimum daily balance of $0.01 is required to earn the stated APYs. This offer applies only to eligible Propel Relationship CD terms designated by Northeast Bank and may not be combined with other promotional offers unless specifically stated otherwise. See account disclosures for details. Early withdrawal penalties may apply. Fees could reduce earnings on the account, see our Schedule of Fees. Offer may be withdrawn at any time. Consumer accounts are available to Maine and New Hampshire residents only. Propel Relationship CDs must be opened in a banking center.