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Health Savings Account

Some money is meant for healthcare.

A Health Savings Account (HSA) holds pre-tax money for medical, dental, and vision costs, so it’s ready when you need it. 

Open an HSA

Extended FDIC Insurance Available.1 

Every dollar has a role. This one covers healthcare.

An HSA sets money aside for medical costs, so it’s there the moment you need it. 
Live Rates

Current HSA Rate

Earn a competitive rate on your full balance, with no minimum to open. 

Minimum Daily Balance to earn APY

Interest Rate

APY2

Balances $0.01 and Above

1.982%

2.00%

Health Savings Accounts are available for qualifying individual and family high deductible health plans.

Open an HSA

Healthcare money has its own role. An HSA gives it a place.

Setting it aside pre-tax makes it easier to cover what comes up without touching the money you use.

Built around healthcare savings.

Set money aside for medical expenses while keeping it accessible when you need it.
Save on qualified costs.
Set aside pre-tax dollars for eligible medical expenses.
Take it with you.
Your HSA stays yours, even if your job changes.
Reach it when you need it.
Use your HSA debit card for eligible healthcare purchases.
Manage it anywhere.
View balances and activity anytime with Online and Mobile Banking.
NOT SURE WHERE EACH DOLLAR BELONGS?

Talk it through with someone local.

Different dollars belong in different places. If you want a second set of eyes on yours, talk it through with someone local.

Call Us
Find a Banking Center
Who can open a Health Savings Account?
To open an HSA, you must be covered by a qualified High-Deductible Health Plan. Consult your employer or tax advisor to determine eligibility.
What can I use HSA funds for?
HSA funds can be used for qualified medical expenses, including eligible healthcare services, prescriptions, and other approved costs.
What happens if I change employers?
Your HSA belongs to you. The account remains yours even if you change jobs or retire.
Disclosures

1 FDIC Insurance: Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per insured bank, for each account ownership category. Extended FDIC insurance available for deposits over $250,000.

2 Health Savings Account: Annual Percentage Yield (APY) is effective as of 9/15/2026. Rates may change at any time after account opening. A minimum daily balance of $.01 is required to earn stated APY. Fees could reduce earnings, see our Schedule of Fees. A single rate of interest is paid on the entire principal balance determined by the level of the principal balance daily.