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Certificates of Deposit / IRA

Account Type1 Minimum
to Open
Minimum
to Earn APY
Interest Rate APY2
90-119 Day Fixed Rate CD3 $500 $499.01 0.10% 0.10%
6-11 Month Fixed Certificate $500 $499.01 0.20% 0.20%
12-23 Month Fixed Certificate $500 $499.01 0.20% 0.20%
24-35 Month Fixed Certificate $500 $499.01 0.40% 0.40%
36-47 Month Fixed Certificate $500 $499.01 0.85% 0.85%
48-59 Month Fixed Certificate $500 $499.01 0.995% 1.00%
60 Month Fixed Certificate $500 $499.01 1.39% 1.40%

1Principal balance cannot exceed $240,000. If the balance in your CD falls below the $499.01 minimum balance to earn APY, the CD must be closed (Not applicable to IRA CD's).

2Interest rates and Annual Percentage Yields (APY) accurate as of 4/14/2014 and are subject to change without notice. Annual percentage yield assumes that interest will remain on deposit until maturing.  An early withdrawal will reduce earnings.  Interest is compounded and credited on all interest bearing accounts except club accounts which are simple interest and paid at maturity. Penalties may be imposed for early withdrawals.

3Not Available as an IRA.