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Certificates of Deposit / IRA

Account Type1 Minimum
to Open
Minimum
to Earn APY
Interest Rate APY2
Less than 6 months CD3 $500 $500 0.10% 0.10%
6-11 Month Fixed Certificate $500 $500 0.20% 0.20%
12-23 Month Fixed Certificate $500 $500 0.20% 0.20%
24-35 Month Fixed Certificate $500 $500 0.40% 0.40%
36-47 Month Fixed Certificate $500 $500 0.85% 0.85%
48-59 Month Fixed Certificate $500 $500 0.995% 1.00%
60 Month Fixed Certificate $500 $500 1.39% 1.40%

1Principal balance cannot exceed $240,000. If the balance in your CD falls below the $500 minimum daily balance to earn APY, the CD must be closed (Not applicable to IRA CD's).

2Interest rates and Annual Percentage Yields (APY) accurate as of 01/12/2015 and are subject to change without notice. Minimum daily balance to open and obtain the APY is $500. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawals and varies according to term.  Interest is compounded daily and credited monthly.
3Not Available as an IRA.