Schedule of Fees

NORTHEAST EXPRESS

Average daily balance

None

Monthly service charge

No charge

NORTHEAST EXPRESS PLUS1

Average daily balance $500

No charge

Monthly service charge (if average daily balance below $500)

$7.00

NORTHEAST EXPRESS GOLD1

Average daily balance $2,500

No charge

Monthly service charge (if average daily balance below $2,500)

$7.00

No Foreign ATM charge for withdrawal

 

REWARDS 501

Average daily balance $100

No charge

Monthly service charge (if average daily balance below $100)

$7.00

No Foreign ATM charge for withdrawal

 

BUSINESS SOLUTIONS

Monthly Account Analysis Charge

$10.00

Monthly Service Charge

$10.00

Per item paid

$0.10

Per item deposited (on us)

No charge

Per item deposited (transit)

$0.10

BUSINESS NOW / MUNICIPAL NOW1

Average daily balance $100

No charge

Monthly service charge (if average daily balance below $100)

$10.00

Per item paid

$0.15

Per item deposited (on us)

No charge

Per item deposited (transit)

$0.10

BUSINESS EXPRESS

Monthly service charge

No charge

First 750 debit items combined with transit credit items (per statement cycle)

No charge

All debit or transit credit items over 750 (per statement cycle)

$0.30 per item

Per item deposited (on us)

No charge

BUSINESS MONEY MARKET / PEARL BUSINESS MMA1*

Average daily balance $2,500

No Charge

Monthly service charge (if average daily balance below $2,500)

$10.00

First 20 transit credit items (per statement cycle)

No Charge

$0.25 per transit item over 20

Per item deposited (on us)

No Charge

MONEY MARKET / PEARL MONEY MARKET1* (NOT APPLICABLE TO IRA MONEY MARKET)

Average daily balance $2,500

No charge

Monthly service charge (if average daily balance below $2,500)

$7.00

STATEMENT SAVINGS1*

Average daily balance $100

No charge

Monthly service charge (if average daily balance below $100.00)

$1.00

HSA INDIVIDUAL / FAMILY1

Opening fee

$5.00

Monthly service charge (if average daily balance falls below $100)

$2.00

HOLIDAY CLUB1

Withdrawal prior to maturity

$10.00

OTHER FEES

ACH Debit (external payment)

$3.00

Amortization Schedule

$10.00

ATM Transactions - Northeast Bank ATMs

FREE

Foreign ATM Charge for Withdrawal

$2.00

ATM Transactions - POS (point of sale)

FREE

ATM/Debit Replacement Card (first replacement)

FREE

Replacement Card thereafter

$10.00

ATM/Debit Card Overnight Replacement

$75.00

Business Debit Card (first four cards)

FREE

Replacement Card thereafter

$10.00

Canadian Currency Exchange Fee

Discount changes daily

Cashier’s Check

$5.00

Check Cashing Fee (non-customers)

$10.00

Check / Transaction Copy

$3.00

Check Payment via Telephone (ACH)

$10.00

Check Printing

varies

Closed Accounts Within 90 Days

$25.00

Collection Item

$20.00 + Additional Fees

Counter Check

FREE

Coupon Collection per item

$5.00

Deposited Items Returned (commercial accounts only)

$10.00

FAX

Incoming (per page)

$1.00

Outgoing (local - per page)

$2.00

Outgoing (out of state - per page)

$4.00

Gift Checks (American Express®)

$2.50

Inactive Checking (One year with no activity, per month)

$2.00

Inactive Savings (Two years with no activity, per month)

$1.00

Instant Statement

$5.00

Internet Banking (Personal)

FREE

Internet Banking (Business)

FREE

Internet Banking - Personal Bill Pay

FREE

Internet Banking - Business Bill Pay

FREE

Legal Processing

$100.00

Loan Payment Returned Fee (Mortgage - first lien)

$27.00

Money Order

$4.00

Money Order Reissue

$5.00

Night Deposit Bag - Non Refundable (Locked Bag)

$20.00

Notary (customer)

FREE

Notary (non-customer)

$15.00

Overdraft Charge - recurring (Commercial Accounts Only) $5.00 per business day beginning on the fifth business day the account is overdrawn

Paid Item Fee2

$27.00

Photocopies per item

$0.25

Returned Item Fee2(per item)

$27.00

Research ($25.00 per hour minimum plus copies)

$25.00

Returned Statement Charge

$10.00

Safe Deposit Boxes3

Varies

Safe Deposit Box Drilling (plus cost)

$100.00

Safe Deposit Box Key Replacement

$15.00

Signature Guarantee

$5.00

Statement Copies (per page)

$2.00

Stop Payment

$27.00

Stop Payment - Bank Check (Indemnification Bond Required)

$27.00

Stop Payment - Money Order

$27.00

Telephone Transfers (branch assisted)

$3.00

Transfer Charge (per transfer)

$2.00

Transfer of Custodian Fee (IRA, Education and Health Savings)

$25.00

Traveler’s Checks (for one)

1% of sale

(for two)

1.5% of sale

Uncollected Funds Charge2 (item paid)

$27.00

Uncollected Funds Charge2 (item returned)

$27.00

Wire Transfer - Customer Only

Incoming

$15.00

Outgoing

$25.00

Foreign

$45.00

Incoming Wire Notification

$5.00

Zipper Bags

$6.00