RATES » Savings and Money Markets

Savings
Account Type	Minimum to Open	Minimum to Earn APY	Interest Rate	APY***
Youth	$10	$10	0.25%	0.25%
Passbook/Statement	$100	$100	0.25%	0.25%
Christmas Club	$2-$50	$2	0.25%	0.25%
All Purpose Club	$2-$50	$2	0.25%	0.25%
Interest rates and APY accurate as of 7/26/10. Youth and statement accounts are variable rate accounts and may change after opening. Club accounts are fixed rate accounts. Fees could reduce earnings.

Personal Money Market & IRA Savings
Minimum Balance to Earn APY	Interest Rate	APY
Balances less than $9,999.99:	0.25%	0.25%
Balances $10,000 to $24,999.99:	0.50%	0.50%
Balances $25,000 to $74,999.99:	0.75%	0.75%
Balances over $75,000:	0.995%	1.00%
Interest rates and Annual Percentage Yields (APY) 7/26/10 and are subject to change without notice. The interest rate and APY may change after opening. $100 minimum deposit required. Fees could reduce earnings.

Health Savings Money Market
Minimum Balance to Earn APY	Interest Rate	APY
Balances up to $499.99:	0.20%	0.20%
Balances $500 to $4,999.99:	0.20%	0.20%
Balances $5,000 to $14,999.99:	0.40%	0.40%
Balances over $15,000:	0.40%	0.40%
Interest rates and Annual Percentage Yields (APY) 7/26/10 and are subject to change without notice. The interest rate and APY may change after opening. $100 minimum deposit required. Fees could reduce earnings.

Business Money Market
Minimum Balance to Earn APY	Interest Rate	APY
Balances less than $10,000:	0.25%	0.25%
Balances between $10,000-$24,99999:	0.50%	0.50%
Balances between $25,000-$74,99999:	0.75%	0.75%
Balances over $75,000:	0.995%	1.00%
Interest rates and APY accurate as of 7/26/10 and are subject to change without notice. The interest rate and APY may change after opening. $100 minimum opening deposit required. Fees could reduce earnings.